Holmes Beach, FL

Bathroom Remodeling Services in Holmes Beach, FL

Florida Licensed General Contractor — License No. CBC1264493

Flagstone Builders delivers bathroom remodeling in Holmes Beach for Gulf-front homes, Tampa Bay-side properties, and vacation rental homes throughout the middle section of Anna Maria Island. We know the City of Holmes Beach permit process, the flood rules that apply here, and the stem wall prohibition that affects structural bathroom projects on this island.

Licensed and Insured in Florida
Holmes Beach CitizenServe Portal
All Properties in Flood Zone Known
Marine-Grade Materials Standard
Licensed and Insured CBC1264493 Florida GC
Holmes Beach Building Dept CitizenServe, all flood rules known
Every Property in a Flood Zone FEMA 50%, stem wall ban known
Marine-Grade Standard Gulf and Bay conditions accounted for
Holmes Beach Bathroom Remodeling

All Property in Holmes Beach Is in a Special Flood Hazard Area. And Holmes Beach Has Its Own Building Department With Rules Different From Its Island Neighbors.

Here is what shapes bathroom remodeling in Holmes Beach that generic remodeling companies routinely miss. The City of Holmes Beach Flood and Hurricane Protection page states it clearly: all property in Holmes Beach falls within a Special Flood Hazard Area. Not most properties. Every single one. Holmes Beach sits in the middle section of Anna Maria Island, between the City of Anna Maria to the north and the City of Bradenton Beach to the south.

Holmes Beach has its own Building Department, reachable at (941) 708-5833, with permit applications submitted through the CitizenServe portal. This is a separate system from Manatee County, from the Bradenton Beach permit system, and from the Anna Maria city building office. A contractor who assumes any of those other systems applies to a Holmes Beach address is using the wrong portal.

Holmes Beach also adopted Floodplain Ordinance 23-01, which specifically prohibits stem wall construction in the city. For any bathroom remodeling project involving structural changes, this ordinance affects permissible construction methods. Combined with FEMA's 50 percent Substantial Improvement rule, the construction hour restrictions, and the city's premium beach reputation, bathroom remodeling in Holmes Beach carries real regulatory weight.

Customers often tell us their biggest surprise about bathroom remodeling in Holmes Beach was learning their specific city had rules different from Bradenton Beach next door. Three different cities, three different building departments, three different CitizenServe registrations. Knowing which system applies before day one avoids the costly restart that happens when a permit is submitted to the wrong authority.
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Bathroom remodeling Holmes Beach FL
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Credibility bathroom remodeling Holmes Beach FL
Our Track Record

Trusted by Holmes Beach Property Owners Across Anna Maria Island

Flagstone Builders holds Florida General Contractor License CBC1264493. For every bathroom remodeling project in Holmes Beach, we submit permits through the City of Holmes Beach Building Department via the CitizenServe portal. We account for Floodplain Ordinance 23-01's stem wall prohibition on all structural work. We assess the FEMA 50 percent Substantial Improvement threshold before any scope is agreed to on older properties. We provide documentation that protects your property at resale.

We carry full liability and workers compensation insurance. You can verify our license at myfloridalicense.com using CBC1264493 before signing anything. We provide a certificate of insurance before any work begins. Holmes Beach is a premium Anna Maria Island market, recognized as one of the world's top-rated beach destinations. Protecting that value through correct permits and flood-compliant materials is not optional.

Bathroom remodeling in Holmes Beach is heavily vacation rental, investment property, or second-home work. Most property owners manage their Holmes Beach bathrooms from off-island. Durability under heavy rental use, low maintenance between guest turnover, and strong performance in rental listing photography are the priorities we apply to every Holmes Beach project we take on.

Flood and wind protection criteria in Holmes Beach are explicitly stricter than mainland criteria, as stated in the City's own building department documentation. Marine-grade or corrosion-resistant hardware is not an upgrade. It is the required baseline specification for every bathroom remodeling Holmes Beach project we complete.

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What We Do

Our Bathroom Remodeling Services in Holmes Beach, FL

We manage the full scope of bathroom remodeling in Holmes Beach. From FEMA 50 percent assessment, Floodplain Ordinance 23-01 compliance, and CitizenServe permit applications to marine-grade fixture installation and rental-optimized finishing work, Flagstone Builders handles every part. We also offer kitchen remodeling services across Pinellas, Hillsborough, and Manatee Counties for homeowners tackling multiple rooms.

Walk-in shower installation Holmes Beach FL
01

Walk-In Showers and Tub-to-Shower Conversions

Walk-in shower conversions are consistently the most requested bathroom remodeling Holmes Beach project we see. Many homes here still have the original tub-shower combo that has aged out of what buyers and vacation renters want today. A frameless glass walk-in shower changes how the entire bathroom feels and functions, and it photographs better for rental listings.

For older homes, relocating a drain or supply line often means encountering plumbing that has corroded faster than mainland properties due to Gulf and Bay salt air exposure. We assess plumbing condition at the consultation stage so this cost is in the written proposal, not discovered mid-demo.

We use solid surface or properly waterproofed tile shower systems with a continuous waterproofing membrane behind every wall. Florida's year-round humidity does not forgive shortcuts here. ADA-style grab bars, built-in niches, and bench seating are common additions we discuss at the design stage rather than added as an afterthought.

Honestly, we cannot emphasize marine-grade hardware enough in Holmes Beach. We have walked into consultations where 3-year-old fixtures with standard hardware already show corrosion visible from across the room. The cost difference between standard and marine-grade hardware on a full bathroom is a few hundred dollars. The cost of replacing corroded hardware on a rental property is a few thousand plus the booking reviews it affected.
Bathroom vanity Holmes Beach FL
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Vanity, Countertop, and Fixture Replacement

Quartz is the right countertop for most Holmes Beach bathroom remodeling projects. Zero sealing required. Consistent performance in Gulf Coast coastal humidity. Strong performance in rental listing photography. For a vacation rental with weekly or biweekly guest turnover, a countertop that requires no maintenance between guests is the practical choice.

Granite with annual sealing is viable for Holmes Beach owner-occupied homes or long-term rental properties where the sealing discipline is realistic. For short-term rental properties, quartz removes the sealing maintenance task entirely. We use solid wood vanity cabinets rather than particleboard, which fails fast in this barrier island environment.

For all fixtures and hardware, marine-grade or 316-stainless corrosion-resistant materials are required given the salt air exposure from both the Gulf of Mexico and Tampa Bay. We specify this on every Holmes Beach bathroom remodeling project without exception.

Look, granite in a Holmes Beach rental kitchen or bathroom needs sealing before every high-season rental block. That is a realistic expectation in theory and an ignored task in practice. Quartz removes this problem at the source.
Bathroom layout Holmes Beach FL
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Structural Changes With Floodplain Ordinance 23-01 Compliance

Bathroom layout changes in Holmes Beach require careful structural planning because of Floodplain Ordinance 23-01, which prohibits stem wall construction in the city. This ordinance affects how structural changes must be designed and permitted. Any contractor proposing stem wall work as part of a Holmes Beach bathroom remodel is not current on the city's ordinance requirements.

Structural changes also require a City of Holmes Beach Building Department permit through CitizenServe, a licensed structural engineer's stamped assessment, and FEMA Substantial Improvement evaluation before work begins. For pre-FIRM older properties, the combined renovation cost must stay below 50 percent of the structure's assessed market value or the project triggers full flood compliance elevation requirements.

For Holmes Beach properties west of the Coastal Construction Control Line, FDEP permits may also be required before any structural work begins. We identify CCCL position at the consultation stage and include any required FDEP coordination in the project plan.

Bathroom flooring Holmes Beach FL
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Flooring, Lighting, and Rental-Ready Finishing

Finishing quality in Holmes Beach bathroom remodeling directly affects short-term rental listing performance on booking platforms like Vrbo and Airbnb. Holmes Beach sits on one of the world's top-ranked beaches. Guest expectations are high and photos are shared publicly. A bathroom that photographs clean and well-maintained books more weeks than one that looks dated.

Large-format porcelain tile is our primary floor recommendation for Holmes Beach bathrooms. It handles barrier island coastal humidity better than any alternative and is the easiest surface to clean quickly between rentals. We install moisture-barrier membrane under all flooring on slab surfaces as standard practice.

LED recessed lighting is the single highest-return finishing investment in Holmes Beach bathroom remodeling for rental properties. Updated lighting transforms how a bathroom reads in listing photography on booking platforms. In an older island cottage with original fixtures, the lighting change alone often creates the most impactful before-and-after transformation available.

How We Work

Our Bathroom Remodeling Process in Holmes Beach

FEMA 50 percent assessed first. Floodplain Ordinance 23-01 reviewed. CitizenServe permits submitted correctly. Marine-grade throughout. Clear timeline.

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Free Consultation and FEMA Review
We visit your Holmes Beach property to assess the bathroom, check whether an Elevation Certificate is on file with the City, and understand your goals. We assess the FEMA 50 percent threshold before any scope is discussed. For structural changes, we note the stem wall prohibition under Floodplain Ordinance 23-01. All of this happens before any scope or cost is agreed to.
02
Written Scope and Proposal
Within a few business days we send a written proposal with line-item costs, marine-grade material specifications, and a project timeline. If the FEMA assessment identified a Substantial Improvement risk, that is in the proposal before you sign anything. We identify the Floodplain Ordinance 23-01 implications for any structural work.
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Holmes Beach CitizenServe Permit
All Holmes Beach bathroom remodeling permits go through the City of Holmes Beach Building Department at (941) 708-5833 via the CitizenServe portal. Building Department hours are Monday through Friday 8:00am to 3:00pm. We register through CitizenServe for Holmes Beach specifically and submit complete permit applications on the first attempt.
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Material Pre-Order With Rental Calendar Awareness
For Holmes Beach vacation rental properties, we work around the rental calendar. Peak season on Anna Maria Island runs January through April and June through August. We coordinate material ordering and construction scheduling with rental booking gaps where possible.
05
Demo and Installation
Demo is done carefully in Holmes Beach properties where flood zone compliance matters. Construction equipment operation respects the City's ordinance: weekdays 7am to 7pm, Saturdays 9am to 5pm, no work on Sundays. Plumbing and electrical rough-in happen before walls close. Inspections happen at each required City stage through CitizenServe.
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Punch List and Final Walk
We walk through the completed bathroom before calling anything done. For rental properties, we confirm the bathroom is photo-ready for listing updates. For luxury Gulf-front homes, we confirm the finish quality matches the property's market position. Every item gets documented and addressed.
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Post-Project Off-Island Availability
Most Holmes Beach bathroom remodeling clients manage their property from off-island. We stay reachable by phone and email throughout the project and afterward. If anything needs attention after completion, we come back.
Scheduling note: Anna Maria Island peak rental season runs January through April and June through August. The optimal bathroom remodeling windows on Holmes Beach are May, late September, October, and November when rental gaps allow access. Construction is permitted weekdays 7am to 7pm and Saturdays 9am to 5pm, with no work on Sundays.
Materials and Methods

What We Specify in Every Holmes Beach Bathroom Remodel and Why

Bathroom remodeling in Holmes Beach requires materials that survive demanding coastal conditions, hold up under heavy vacation rental use, and deliver low maintenance for absentee property owners. The Holmes Beach Building Department documentation states it directly: flood and wind protection criteria here are stricter than mainland criteria due to the physical nature of a barrier island.

From what we have seen across Holmes Beach bathroom remodeling projects, the failures that create the most expensive revisits trace back to the same decisions. Standard cabinet hardware in salt air. Natural stone countertops in high-turnover rentals without sealing maintenance. We address both before any scope is committed.

  • Marine-grade or 316-stainless corrosion-resistant fixtures and hardware throughout. Non-negotiable on every Holmes Beach bathroom remodel.
  • Solid wood vanity cabinets, not particleboard. Particleboard absorbs moisture faster in this barrier island environment.
  • Quartz countertops as the primary recommendation for rental properties. Zero sealing, consistent coastal performance.
  • Moisture barrier membrane under all flooring on slab surfaces. Standard on every project here.
  • Large-format porcelain tile as the primary floor recommendation. Best coastal humidity performance, easiest between-rental cleaning.
  • Corrosion-resistant fasteners and anchors throughout. Salt air affects fastener integrity on barrier island properties over time.
  • LED recessed lighting throughout. Transforms rental listing photography and handles coastal humidity better than traditional fixtures.
  • Impact-resistant windows where bathroom windows are being replaced or enlarged. Essential in Holmes Beach's direct hurricane exposure with its stricter-than-mainland wind requirements.
Bathroom remodeling materials Holmes Beach FL
Why It Matters

What a Well-Executed Bathroom Remodel Delivers for Holmes Beach Property Owners

Holmes Beach is on one of the world's most recognized beaches. Properties here command premium values and attract discerning buyers and guests. A bathroom remodel with marine-grade materials, correct flood-zone permits, and rental-optimized design directly affects rental income and resale positioning in this premium island market.

The 2026 Remodeling Cost vs Value report puts a mid-range bathroom remodel return well within the typical range homeowners see in the South Atlantic region. In Holmes Beach's premium barrier island market, a well-executed bathroom remodel at the right specification level returns at the higher end of that range.

Rental Income Impact

An updated Holmes Beach bathroom with marine-grade hardware, quartz countertops, and LED lighting improves both rental rates and guest review scores. On a world-class beach destination with high guest expectations, bathroom quality is a visible factor in review ratings on booking platforms.

Flood Zone Compliance Value

Properly permitted bathroom work in Holmes Beach protects your flood insurance position and property title. Unpermitted improvements that trigger retroactive Substantial Improvement review can put both insurance coverage and title in jeopardy.

Property Resale Positioning

Buyers of Holmes Beach properties are typically informed investors who understand the market. A bathroom with documented permits, marine-grade materials, and flood-compliant construction is a stronger acquisition than an undocumented update with uncertain flood compliance status.

Durability Under Rental Use

A Holmes Beach bathroom built with marine-grade hardware and quartz countertops requires significantly less maintenance over three to five years of rental use than one built with standard mainland materials. For an absentee property owner, this is a real operational advantage.

Trusted bathroom remodeling contractor Holmes Beach FL
Why Holmes Beach Property Owners Choose Us

What Our Holmes Beach Customers Tell Us About Bathroom Remodeling With Flagstone Builders

Customers often tell us their biggest frustration before finding us was contractors who had worked in Bradenton Beach or Anna Maria city and assumed the same permit process applied in Holmes Beach. Three cities, three separate building departments, three separate sets of flood zone regulations.

From what we have seen in Holmes Beach bathroom remodeling, the outcomes that fall short share a consistent pattern. Standard hardware specified without awareness of the barrier island corrosion timeline. The stem wall prohibition under Floodplain Ordinance 23-01 not considered before structural scope was agreed to. We address both before scoping anything.

We hold Florida General Contractor License CBC1264493 and carry full liability and workers compensation insurance. We provide a certificate of insurance before any work begins. We issue written change orders for any unexpected findings during demo. For off-island property owners, we stay accessible by phone and email throughout the project.

We believe bathroom remodeling in Holmes Beach requires understanding that this city's flood ordinance, its CitizenServe permit portal, and its marine material requirements are genuinely different from its island neighbors. These are the standards we hold ourselves to on every Holmes Beach project.
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We Know Holmes Beach

Local Insights That Shape Every Bathroom Remodeling Project We Take On in Holmes Beach

Holmes Beach is the middle city on Anna Maria Island with its own building department and a specific stem wall prohibition. The entire jurisdiction sits in a Special Flood Hazard Area, and construction hours here differ from neighboring cities. Here is what working on this island has taught us.

All Properties in Special Flood Hazard Area
The City of Holmes Beach Flood and Hurricane Protection Information page states it explicitly: all property in Holmes Beach falls within a Special Flood Hazard Area. For any bathroom remodel, FEMA Substantial Improvement review is potentially applicable, particularly for pre-FIRM structures. We verify FEMA position before scoping every Holmes Beach bathroom project.
Floodplain Ordinance 23-01 and Stem Wall Prohibition
Holmes Beach adopted Floodplain Ordinance 23-01, which specifically prohibits stem wall construction in the city. This affects any bathroom remodeling project involving structural changes. We review Floodplain Ordinance 23-01 implications at the consultation stage for any Holmes Beach project involving structural modifications to confirm the proposed construction method is permitted.
Holmes Beach Building Department CitizenServe
Holmes Beach has its own Building Department at (941) 708-5833, open Monday through Friday 8:00am to 3:00pm. All permit applications go through the City of Holmes Beach CitizenServe portal, completely separate from Manatee County, Bradenton Beach, and the Anna Maria city building office. We register through CitizenServe specifically for Holmes Beach and submit all permit applications through the City's own system.
Construction Hours Restrictions
Construction equipment operation in Holmes Beach is permitted weekdays between 7:00am and 7:00pm, and Saturdays from 9:00am to 5:00pm. Work on Sundays is prohibited per the City Code of Ordinances. We plan demo, rough-in, and any noisy work phases of every Holmes Beach bathroom remodeling project within these hours.
Elevation Certificates Available
The City of Holmes Beach Building Department keeps Elevation Certificates on file for many properties in the city. Property owners can request a check for their address at no cost for electronic delivery. We recommend Holmes Beach clients check for an existing EC before our first visit whenever possible, since it clarifies the FEMA Substantial Improvement position before any scope is discussed.
World-Class Beach, Premium Market
Anna Maria Island, including Holmes Beach, has been ranked among the world's top beaches by Condé Nast Traveler. This global recognition drives premium property values and high guest expectations in the vacation rental market. Bathroom remodeling in Holmes Beach reflects this premium standard on every project.
Our Difference

Why Holmes Beach Property Owners Choose Flagstone Builders for Bathroom Remodeling

We are not the cheapest bathroom remodeling contractor serving Holmes Beach. We will say that directly. What we are is current on this city's specific requirements. Floodplain Ordinance 23-01 stem wall prohibition known. CitizenServe permit portal used correctly. FEMA 50 percent assessed before scoping. Marine-grade throughout. Here is what sets us apart.

  • Floodplain Ordinance 23-01 Compliance We know the stem wall prohibition and apply it to every Holmes Beach structural project. Contractors unfamiliar with Ordinance 23-01 will propose construction methods the Building Department will not approve.
  • Holmes Beach CitizenServe Used Correctly All Holmes Beach permits go through the City's Building Department via CitizenServe. Not Manatee County. Not Bradenton Beach. Not Anna Maria city. The correct system used correctly from day one.
  • FEMA 50 Percent Assessed Before Scoping We assess the FEMA Substantial Improvement threshold for every older Holmes Beach property before any scope is agreed to.
  • Marine-Grade Standard Throughout Marine-grade or 316-stainless hardware on every Holmes Beach bathroom project. No exceptions. The barrier island environment affects every property in the city.
  • Written Change Orders Only If demo reveals unexpected conditions, we document and get written approval before proceeding. You never receive a bill for work you did not authorize in writing first.
Completed bathroom remodeling Holmes Beach FL
Where We Work

Areas We Serve Around Holmes Beach, FL

We serve property owners across Holmes Beach and Anna Maria Island and throughout Manatee, Hillsborough, and Pinellas Counties from our St. Petersburg base.

Anna Maria Island Primary
Holmes Beach
Bradenton Beach
Anna Maria
Longboat Key
Mainland Manatee Active
Bradenton
Palmetto
Lakewood Ranch
Parrish
Sarasota County Active
Sarasota
Siesta Key
Venice
North Port
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Common Questions

FAQs About Bathroom Remodeling in Holmes Beach, FL

How much does bathroom remodeling cost in Holmes Beach, FL?
Bathroom remodeling in Holmes Beach typically ranges from $9,000 for a focused tub-to-shower conversion to $40,000 or more for a full luxury renovation. A mid-range bathroom remodeling Holmes Beach project with marine-grade hardware, a new vanity, walk-in shower, and tile flooring usually falls between $16,000 and $30,000. Gulf-front luxury homes with premium finishes and larger layout changes can run $40,000 to $60,000 or more. Older pre-FIRM properties may trigger FEMA Substantial Improvement compliance requirements that add scope. Marine-grade hardware adds cost compared to mainland equivalent projects but is not optional in Holmes Beach's barrier island environment.
Do I need a permit for bathroom remodeling in Holmes Beach?
Yes for bathroom remodeling in Holmes Beach involving plumbing relocation, electrical work, or structural changes. All permits go through the City of Holmes Beach Building Department at (941) 708-5833 via the CitizenServe portal. Hours are Monday through Friday 8:00am to 3:00pm. Cosmetic work like changing wall finishes does not require a permit, but plumbing modifications and structural changes require full permit review. Since all Holmes Beach property is in a Special Flood Hazard Area, FEMA Substantial Improvement review is potentially applicable. As a licensed Florida general contractor holding CBC1264493, we handle all Holmes Beach Building Department permit applications.
What is the stem wall prohibition in Holmes Beach and how does it affect bathroom remodeling?
Holmes Beach adopted Floodplain Ordinance 23-01, which specifically prohibits stem wall construction in the city. Stem wall construction involves building on a masonry or concrete perimeter wall rather than elevated piers or other approved flood-compliant foundation methods. This ordinance affects any bathroom remodeling project involving structural changes or additions in Holmes Beach. We review Floodplain Ordinance 23-01 compliance at the consultation stage for any Holmes Beach project involving structural modifications before any scope is agreed to.
Is all of Holmes Beach in a flood zone?
Yes. The City of Holmes Beach Flood and Hurricane Protection page states it explicitly: all property in Holmes Beach falls within a Special Flood Hazard Area. There is no property in the city outside this designation. The FEMA 50 percent Substantial Improvement rule applies to renovations on pre-FIRM non-elevated structures throughout the city. We assess this position for every bathroom remodeling Holmes Beach project before agreeing on any scope.
Are there construction hour restrictions in Holmes Beach?
Yes. Construction equipment operation in Holmes Beach is permitted weekdays between 7:00am and 7:00pm and Saturdays from 9:00am to 5:00pm. Work on Sundays is prohibited per the City Code of Ordinances. This affects scheduling for demo and other noisy phases of any bathroom remodeling project. We plan our construction schedule within these hours on every Holmes Beach project.
How long does bathroom remodeling take in Holmes Beach FL?
A focused tub-to-shower conversion in Holmes Beach typically takes one to two weeks of active construction, respecting the City's construction hours. A full mid-range bathroom remodel runs three to five weeks of active construction once materials are on site. Add City permit review time and FEMA assessment for older properties. The best construction windows on Anna Maria Island are May, late September, October, and November. From first consultation to a completed bathroom remodeling Holmes Beach project, most jobs run eight to twelve weeks total.
Can I check if Holmes Beach has an Elevation Certificate on file for my property?
Yes. The City of Holmes Beach Building Department keeps Elevation Certificates on file for many properties. You can check whether one exists for your address by contacting the Building Department at (941) 708-5833. Electronic copies are provided free of charge. Having an Elevation Certificate before your first bathroom remodeling consultation gives us important information about flood compliance status before any scope is discussed.
Can I remodel a bathroom in my Holmes Beach vacation rental?
Yes, with planning. Anna Maria Island rental peak seasons run January through April and June through August. The strongest construction windows are May, late September, October, and November. A mid-range bathroom remodeling Holmes Beach project takes three to five weeks of active construction plus permit processing time. Share your rental calendar at the consultation and we will plan your project around your specific booking schedule.
Is bathroom remodeling worth it before selling in Holmes Beach?
In Holmes Beach's premium island market, yes at the right scope. An updated bathroom stands out clearly across this market's range of property types, from beach cottages to luxury Gulf-front homes. Match the scope and specification to your property's use, owner-occupied versus rental. Consult your real estate agent on the right investment level before a full gut remodel before a sale.
How soon can Flagstone Builders start my bathroom remodeling in Holmes Beach?
We typically schedule Holmes Beach bathroom remodeling projects two to four weeks out from contract signing. FEMA assessment and Floodplain Ordinance 23-01 review add time to the pre-construction phase. If you are working around a rental calendar, starting in late summer or fall gives the best runway to begin construction in the October to November off-peak window. The consultation and written proposal are completely free and commit you to nothing.
Our Service Area

Our Service Area in Holmes Beach, FL

We serve property owners across Holmes Beach and Anna Maria Island and throughout Manatee, Hillsborough, and Pinellas Counties from our St. Petersburg base.

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Ready for Bathroom Remodeling in Holmes Beach?

Let us review your property's FEMA position, check Floodplain Ordinance 23-01 implications, and put together a real proposal with marine-grade specifications. Free consultation, no obligation. We answer the phone directly.

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727-748-9251
Based In
St. Petersburg, FL 33709

Flagstone Builders — Florida Licensed General Contractor CBC1264493 — Serving Holmes Beach, Anna Maria Island, Manatee, and Pinellas Counties